At Valley Mortgage Solutions LLC, we understand that high unemployment rates coupled with falling home prices have put a strain on many families’ finances. Fortunately, the government’s Home Affordable Refinance Program (HARP) is designed to help responsible homeowners like you get new, more affordable mortgages–even if your home isn’t worth what it once was. If your mortgage was owned or acquired by Freddie Mac or Fannie Mae on or before May 31, 2009, you may be eligible for HARP assistance. And at Valley Mortgage Solutions LLC, we're here to walk you through the process of applying. Our team is dedicated to helping you keep your home and retain the lifestyle you've worked hard to achieve.